Asset Protector

Why should I consider Asset Protector?

If your vehicle is written off as a total loss through an accident, fire, theft or adverse weather conditions, most motor insurance companies would only pay out the current market value of your vehicle, and not the original purchase price of your vehicle when you bought it? Asset Protector Insurance is designed to protect you against any financial loss you could encounter should your vehicle be written off.

Asset Protector Insurance provides a high level of cover and has received the top 5-star rating by Defaqto, the UK’s leading independent financial services rating agency.

asset protector

How can Asset Protector Insurance help?

In the event of your vehicle being written off, Asset Protector Insurance could pay the difference between the comprehensive motor insurance policy settlement and either the original purchase price, or the finance early settlement amount or the lease early termination charge, whichever is the greater, subject to the claim limit detailed in the policy schedule.

Who can apply?*

Asset Protector is available:

  • if the vehicle is under 10 years old
  • if you are a resident in the UK, the Isle of Man or the Channel Islands on the start date and remain so throughout the period of insurance
  • if you are either the owner of your vehicle or have a finance, contract hire or lease agreement in relation to your vehicle, or are the registered keeper of your vehicle an you hold a full driving licence which is valid in the UK
  • if you hold a valid policy providing comprehensive motor insurance for your vehicle and continue to do so throughout the period of insurance.

Cover can be purchased within 90 days following the purchase date of your vehicle.

What else is it important I know?

Asset Protector Insurance (Return to Invoice)

Asset Protector will pay the difference between the comprehensive motor insurance policy settlement and the original purchase price or the finance early settlement amount, whichever is greater.

Insurance Product Information DocumentPolicy Document

Asset Protector Insurance (Lease/Contract Hire)

Asset Protector Insurance will cover the lease early termination charge in addition to any rental paid in advance as a deposit.

Insurance Product Information DocumentPolicy Document

Cover available for 2, 3 or 4 years and you can pay either by single premium or by 10 monthly installments.

Asset Protector does not cover any arrears, default or late payment charges, excess mileage charges, maintenance and recoverable VAT, any warranty, new vehicle registration fee, any insurance premiums, road fund licence, fuel and paintwork protection applications or negative equity transferred from a previous agreement.

Enquire Now

Call 0344 573 8069 should you need to make a claim on a policy.

*Asset Protector Insurance is not available on vehicles purchased from Jardine Audi, Jaguar Land Rover or Select Towcester, Bracknell, Wolverhampton and Milton Keynes locations.