​Lease Purchase

What is Lease Purchase?

Lease Purchase gives you the option to pay for your vehicle in monthly instalments for an agreed period of time – usually between 12 and 48 months.At the end of the agreement, you will make a final ‘balloon’ repayment as determined at the start of the finance agreement, and you will own the vehicle.

Monthly repayments will be determined by:

  • Your deposit
  • Your repayment period
  • Your annual mileage
  • Final ‘balloon’ payment

Benefits of Lease Purchase

  • You can choose the length of the agreement to suit your monthly budget
  • Low deposit option
  • You will own the vehicle at the end of the agreement (subject T&Cs and any option to purchase fee)

What do I need to know?

  • You must keep up with your monthly repayments
  • You are the registered keeper during the term of the agreement so will be responsible for insuring and maintaining the car
  • At the end of the agreement, your vehicle may be worth less then the final “balloon” repayment, however you are responsible for settling the agreed ‘balloon’ payment in full
  • At the end of the agreement you will own the vehicle (subject to T&Cs and any option to purchase fee).


Jardine Motors Group is a credit broker and not a lender and is authorised and regulated by the Financial Conduct Authority for credit-related regulated activities and insurance distribution activities.

We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Each of these finance companies will have their own deposit requirements, interest rates and terms and conditions, including those relating to status and affordability, and it is important that you consider these carefully when discussing your options. We do not charge you a fee for an introduction to the lender, but we will receive a commission from the lenders we work with. This will be calculated by reference to the vehicle model, whether the vehicle is new or used, the age of the vehicle and/or the amount you borrow. Different lenders will pay different commissions for such introductions, and our manufacturer partner lenders will also provide preferential rates to us for the funding of our vehicle stock.  The amount that they and other lenders pay us will not affect the amount you pay under your finance agreement, all of which are set by the lender concerned.

If you would like further information, please email commission.enquiries@jardinemotors.co.uk before you enter into your finance agreement.

To find out more, please contact Jardine Motors Group today by clicking the button below:


Do you need additional support?

We are happy to consider any additional needs or support you may require during your finance purchase at Jardine Motors Group.If you require any additional support prior to the purchase of a new or approved used vehicle, then please speak to our Customer Services team on 0800 012 5050 or email: customerservices@jardinemotors.co.uk.

They are available 9am - 5pm Monday to Friday.