Why should I consider Alloy Wheel Repair Insurance?

If your car is fitted with alloy wheels, you will appreciate the detail and beauty of their design. Unfortunately there are occasions, normally when parking in a tight spot, where the wheel and kerb come together. These minor skirmishes shouldn't take the shine off your car and Alloy Wheel Repair Insurance could help to maintain your car's appearance for longer.

How can Alloy Wheel Repair Insurance help?

If your alloy wheels suffer minor cosmetic damage from scrapes or scratches, Alloy Wheel Repair Insurance could arrange and pay for the cost of repair to keep your alloy wheels looking fresher for longer. In fact, if the alloy wheel is damaged to the extent that a cosmetic or lathe skim repair cannot be carried out, then it could even pay a contribution toward a replacement wheel.

Alloy Wheel Repair Insurance provides an exceptionally high level of cover and has received the top 5-star rating by Defaqto, the UK’s leading independent financial services rating agency.

Who can apply?

Alloy Wheel Repair Insurance is available:


  • if the vehicle is less than 10 years old and has covered fewer than 100,000 miles at the start of the policy;
  • the alloy wheels fitted to the vehicle are of the original manufacturer’s specification and are not of split rim construction or polished (chromed) finish;
  • to private individuals who are the registered owner and keeper of the vehicle and who are resident in the United Kingdom, excluding the Isle of Wight and the Islands of Scotland (including The Shetlands, Orkneys, Inner Hebrides and Outer Hebrides). Please note that this means the Isle of Man is also excluded.
Cover can be purchased within 30 days of the delivery date of your vehicle.


What else is it important I know?

Alloy Wheel Repair Insurance provides two options:

Standard Cover

Following the accidental damage of an alloy wheel fitted to your vehicle, we will arrange for a quick and effective cosmetic repair to be carried out by our approved repairer using pioneering repair and refurbishment techniques. Should the alloy wheel be damaged beyond a point whereby a reasonable cosmetic repair can be carried out, then the policy provides two options:

1) if the damage to the alloy wheel is such that a lathe skim repair can be carried out, then the policy will contribute a maximum amount of £110 including VAT towards allowing you to have this repaired

locally at your choice.

2) if the damage to the alloy wheel is such that no kind of repair can be carried out, the policy will contribute a maximum amount of £150 including VAT towards the replacement of the alloy wheel.

Prestige Cover

Following the accidental damage of an alloy wheel fitted to your vehicle, and where the damage is such that a lathe skim is required in order to provide the best possible repair, the policy will contribute a maximum amount of £110 including VAT towards allowing you to have this repaired locally subject to a repair invoice being provided.

If the damage to the alloy wheel is such that no kind of repair can be carried out, the policy will contribute a maximum amount of £150 including VAT towards the replacement of the alloy wheel.

For both Standard and Prestige cover, the maximum number of claims allowed during the period of insurance in aggregate under the policy is:

  • 6 repairs for a 12 month policy
  • 12 repairs for a 24 month policy
  • 18 repairs for a 36 month policy

In the event that the alloy wheel is damaged beyond a point where a reasonable cosmetic or lathe skim repair can be carried out, the £150.00 contribution towards a replacement alloy wheel will count as one claims.

Cover available for 1, 2 or 3 years and you can pay either by single premium or by 10 monthly instalments.

Jardine Motors Group as an insurance intermediary work with a range of insurers to arrange insurance and may receive commission for doing so. Jardine Motors Group is not the insurer. Each insurer and insurance product will have their own terms and conditions and it is important that you consider these carefully when discussing your options.

To find out more, please contact Jardine Motors today.

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