Why should I consider SMART Insurance?

SMART insurance covers your vehicle for scuffed bumpers, minor dents, scratches and chips, many of which may not be covered by your regular insurance and are all too common in day-to-day motoring.

SMART insurance can help you to ensure that the major investment that is your car can be maintained in peak condition for longer.

SMART insurance provides an exceptionally high level of cover and has received the top 5-star rating by Defaqto, the UK's leading independent financial services ratings agency.

smart insurance

What are the benefits of SMART Insurance?

  • • Cover is available for 1, 2 or 3 years and you can pay either by single premium or by 10 monthly installments;
  • Maintains your car in top condition;
  • Preserves the resale value of your car;
  • Utilises a professional and fully authorised network of repairers;
  • All repairs conducted at your convenience with a lifetime guarantee;
  • Helps to safeguard your no-claims bonus.

What other important information do I need to know?*

You are eligible for SMART Insurance if you reside in England, Scotland (excluding any Islands), and Wales and your vehicle is less than 7 years old at the policy start date.

Cover must be purchased within 30 days following the delivery date of your vehicle.

With a SMART insurance policy, you will be covered for:

  • Minor cosmetic damage caused by everyday motoring, using manufacturer-approved techniques and materials;
  • Stone chips: a chipped area on the vehicle up to a maximum of 5mm in diameter and 1.5mm in depth;
  • Scratched area: a collection of scratches on the vehicle where the total area is up to a maximum of 30cm in length and 3mm in depth;
  • Minor dent: a dented area on the vehicle up to a maximum of 30cm in diameter and 3mm in depth;
  • Minor scuff: a scuffed area on the vehicle where the scuff is up to a maximum of 30cm in diameter and 3mm in depth.

Minor damage to large flat surfaces such as bonnets, roofs and boot lids other than stone chip repairs are not covered and all aftermarket repairs vary from that of an automotive factory finish, which is machine sprayed to a degree beyond that achievable by human capability.

To find out more about SMART cover, contact Jardine Motors Group today.

Insurance Product Information DocumentPolicy Document

Enquire Now

Call 0800 077 8713 should you need to make a claim on a policy.

*SMART Insurance is only available when purchasing a vehicle from a Jardine BMW, MINI, Mercedes-Benz or smart location.