Why should I consider SMART Insurance?

SMART insurance covers your vehicle for scuffed bumpers, minor dents, scratches and chips, many of which may not be covered by your regular insurance and are all too common in day-to-day motoring.

SMART insurance can help you to ensure that the major investment that is your car can be maintained in peak condition for longer.

What are the benefits of SMART Insurance?

  • Cover is available for 1, 2 or 3 years;
  • Maintains your car in top condition;
  • Preserves the resale value of your car;
  • Utilises a professional and fully authorised network of repairers;
  • All repairs conducted at your convenience with a lifetime guarantee;
  • Helps to safeguard your no-claims bonus.

What other important information do I need to know?

You are eligible for SMART Insurance if you reside in England, Scotland (excluding any Islands), and Wales.

With a SMART insurance policy, you will be covered for:

  • Minor cosmetic damage caused by everyday motoring, using manufacturer-approved techniques and materials;
  • Stone chips: a chipped area on the vehicle up to a maximum of 5mm in diameter and 1.5mm in depth;
  • Light scratch: a collection of scratches on the vehicle where the total area is up to a maximum of 30cm in length and 3mm in depth;
  • Minor dent: a dented area on the vehicle up to a maximum of 30cm in diameter and 3mm in depth;
  • Minor scuff: a scuffed area on the vehicle where the scuff is up to a maximum of 30cm in diameter and 3mm in depth.

Minor damage to large flat surfaces such as bonnets, roofs and boot lids other than stone chip repairs are not covered and all aftermarket repairs vary from that of an automotive factory finish, which is machine sprayed to a degree beyond that achievable by human capability.

To find out more about SMART cover, contact Jardine Motors Group today.

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